想中文翻譯成英文

According to the credit records, the applicant's payment has

been in good credit reputation without any debt due at the moment.

Based on past records, the applicant has to repay a good track record, no record of default shall
Please do not use more than one translation of "RECORD"

Based on past records, the applicant has to repay a good track, no record of default shall

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根據以往紀錄, 申請人一向還錢紀錄良好, 沒有欠繳款紀錄
According to the past record, the applicant have a good repayment history, without any repayment due before.


**我已按題主的要求，沒用多過一次 "record"，希望我的譯文合用**

**請題主不要移除問題，還有，如果題主認為我的回答合用，請選它作最佳回答，謝謝！**

According to the record, the applicant has been paying his/hers payments on time. There aren't any debt due at the moment.

or

Looking back at the record, the applicant has been paying his/hers payments on time. There aren't any debt due at this time.

2010-05-15 23:23:51 補充：
更正:
SHOULD BE RECORDS

According to the records
Looking back at the records