Medicare retroactive coverage?

2021-01-04 10:09 pm
I had a student health plan that ended mid December because I graduated. Open enrollment in CA ends on January 31 this year and I'm eligible to enroll in medicare. Once I enroll, coverage won't immediately kick in but a friend told me medicare can cover previous medical costs. Is this true? I have a painful ear infection that I want to get treated but I don't have health insurance right now.
更新1:

I meant medicaid not medicare. You're right curtisports2, I confused medicaid with medicare.

回答 (4)

2021-01-04 10:52 pm
If you are not 65 or older or have a disability that allows a younger person to qualify for Medicare, you cannot enroll in Medicare.  You may qualify for Medicaid, which has 3 months retroactivity from the date you apply.
2021-01-05 11:17 am
No, it is not true.  Your friend is delusional.  You need to buy medical insurance to cover the gap between mid Dec and when your new plan starts.
2021-01-04 11:55 pm
Medi-Cal CAN BE retroactive when you have a serious medical condition.
A painful ear infection that would cost about $58 to be seen at minute clinic and get the related antibiotics does not qualify.
= you don't need health insurance to cover a minor cost like this.  If you don't have the $50-$100 to be seen at a place like minute clinic, go to a income based medical clinic.  Without knowing where in CA you are, it's difficult to provide information.  in Los Angeles, Harbor UCLA Medical Center has one.

Serious = tens of thousands of dollars in medical bills.
2021-01-05 2:13 pm
You don't need health insurance to get treated for an ear infection.  You could probably get a place like MinuteClinic to give you a prescription for under $100.
2021-01-04 11:39 pm
I think you mean medicaid, not medicare.  Medicaid will cover bills up to 3 months prior to your application date.


收錄日期: 2021-04-24 08:09:30
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