✔ 最佳答案
Does your lender or the type of mortgage you are getting, have a mortgage lock rate?
Not all do. I wouldn't take one that did.
That said, you aren't going to see any significant changes in rates until after the election. the rate go up a few pennies or down a few pennies = it could. But nickle and dime-ing like that is a waste of time.In response to the comments:
- I don't know if your realtor is being truthful or not a about not working on the loan without a lock rate. Your realtor shouldn't have anything to do with your loan. You ask your mortgage broker.
- There isn't a "delay fee". If you don't close on time your purchase contract is cancelled unless the seller wishes to extend it.
