β ζδ½³ηζ‘
Luckily, I don't need to now but budgeting helped me through long, difficult years. By planning what I HAD to pay and taking it off my earnings, I knew how much was left for optional things ... like heating or decent food.Β We all have wants ... far more than we can afford .... so we have to ask ourselves "What makes THIS thing my top priority at this precise moment?" We have to accept "Temptation is not justification". You learn to go without a lot but you also learn resilience. A budget is there to guide you but it is YOUR strength that makes it work.