will i qualify for a car loan?  please read bellow ?

2020-06-08 10:37 am
i recently got a job as a superintendent for a construction company.  2 months ago.  

i am currently driving a small civic.   but this cant go on.  for anyone who knows what a superintendent is in a construction site. knows i am handicapped without a truck.  

i get a 800 dollar reimbursement for driving my car at work every month.  so the truck would pay for itself.  

this is where i am at credit wise.   

i was separated last year and was left in a very bad place financially.  

in debt.  

i january i lost my job.   

in february i could not make payments on my debts.  so i contacted a debt resolution company.   to get all my account into one monthly payment while they negotiate my debts.   credit cards.  

they told me to stop paying all of my credit cards while they negotiate.   this brough my credit score to the 400s currently 

i started my current job on may 1st.  

i make enough money to afford the truck i want.   which doesn't even matter since i get an 800 reimbursement plus a gas card.   

i havent gone to a dealership yet.  but i wanted to know if anyone could help here. 

what are my chances of been able to get a truck ?   

i make enough money to afford one right now.  

and i waited two months on this job to make sure i could do it and it was a sure thing.    

i make about 1250 a week before taxes. 
plus 200 personal car reimbursement 

which is about 1450 a week 

5800 a month.  before taxes. 

回答 (5)

2020-06-08 10:55 am
No.  Your score is too low and you've been at your job only 5 1/2 weeks.
2020-06-08 1:44 pm
no,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,
2020-06-08 11:43 am
With enough down, you will get a car loan. The terms would be poor. The truck will be shoddy.  But with enough down, someone will approve you.

You would be smart to avoid anyone that would approve you.

The dealers that will finance you are called "buy here pay here" dealers.
2020-06-13 2:03 am
Well before you get a loan you still have to much debt.get on the ball about the debt before you take a car loan.thats a good amount of money your making but u should use it to pay off those cards
2020-06-08 8:09 pm
Unlikely             


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