Is there way to safely use atm protect myself from germs with corona virus? Use tissue wipe or gloves?

Pick a relative you really don't like. Give them you pin number. They can withdraw money from the ATM for you.

Wash your hands dooo dooo dooo wash your hands dooo dooo doooo

You want to use cash machines to ward off bacteria that is infected by the coronavirus?

Well, that's what you asked!

I would suggest finding a small one that you could strap to your back.

Frees the hands.