Any two human characteristics you'd like to list are likely splayed on a bell curve (some to the left, some to the right, most in the middle). What your question seems to be positing is: humans are more selfish than altruistic, more cruel than merciful. That implies that humans have a fallen or evolutionarily developed sin or cruel "bent."
As to why, generally two reasons are given: mankind chose such behavior, even as idolatry in the Garden; mankind chose such behavior, as survival of the toughest, cruelest, most selfish.
Abraham Maslow did considerable thinking as to inner and outer self-actualization, which he termed higher, and the inner and outer self-aggrandizement, which he termed lower, and their complex interplay with inner and outer societal activities, which he also (for ease of analysis; these salients are all on bell curves ;) characterized as higher and lower inner and outer socialization.
These are reflected in his research, that shows when people are more loving, capable, kind, self-actualizing, and in a social context, that the most optimal human development occurs:
https://en.wikipedia.org/wiki/Maslow's_hierarchy_of_needs
So an answer to your question: the childish errors of selfishness, greed, fear, etc. are better therapeutically resolved by systems such as Dr. Maria Montessori's, which combines close attunement with the child, with freedom of the child to make choices, within a safe space (i.e., only appropriate penalties for real-world wrong choices). When children of many places, typically of poorer urban families, were truly educated by such as Dr. Montessori, genuine miracles of development frequently occurred. This indicates a terrific and horrific malstructuring of human society, and the continued sowing of such childish conditions.
To follow Confucius, rather than misguided totalitarian "philosophies" (e.g. marxism), is more harmonious: nurture and champion your own inner psyche, soul, inner child--however you describe it--and then work with your family to share love, raise children in their Childlike lovingkindness, etc., explaining, teaching, and demonstrating why this is more desirable.
Related:
"Confucius from the Heart," Yu Dan;
"For Couples Only," Shaunti Feldhahn;
"Understanding Yourself," Mark Prophet;
"Youth: Creators of the Future," Omraam Aivanhov.