will taking out as much overdraft as I can help my credit availability? (I do not use the overdraft)?

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[匿名]

2020-01-22 8:26 pm

更新1:

I am being offered overdrafts I dont want but I do want my credit availability to raise for if I want a mortgage etc

更新2:

so if I take out loads of overdrafts will this make my credit availability raise?

回答 (5)

[匿名]

2020-01-22 10:06 pm

No. Overdrafting your account will only cost you money and make you look less desirable to mortgage lenders.

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[匿名]

2020-01-22 9:56 pm

No. It has nothing whatsoever to do with your credit. Unless you were to dupe them and not repay.

Overdraft does NOT show as available credit on any credit report. Its a separate thing to help you avoid bouncing checks. I don't see how you are offered a lot of them unless you have multiple checking accounts.

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