Help! Will my auto insurance claim check be made out to me?

All of the check goes to the shop, and so does some of your money. The check is for the cost of the repairs, minus your deductible. The shop gets the amount of the check, plus your deductible, which you have to pay.

A "two-party" check requires two signatures before it can be cashed. It will be made out to you, AND to the shop where you're getting your car repaired.

In MY State a two party check is payable to two people, in this case you and the auto shop.  It's a way of guaranteeing that the repairs will be made.

If made payable to you and the shop, you sign it and hand it over to the shop .They get it all if you want your car back

The check will be made out to both you and to the repair shop that provided your insurance company with the estimate to repair your car. The check will be in the amount of the estimate and will pay for the repair.  You endorse the check, and hand it over to the repair shop. The shop will then repair your car. 

It's all going to the shop.  Whether the payment is made out to your name or the shop's name doesn't make any difference.

If the cheque is issued directly to the repair shop, it will be for the repair cost minus your deductible.  If it's issued in your name, it will still be for the repair cost minus your deductible.  Either way, the amount will be the same.

I guess its good but not good.

Gov't is killing you with high frequency electricity.Theotokos Virgin Mary gave prayers to "Schema-nun Antonia" on how to save aborted babies from hell. If you pray these prayers diligently, aborted babies are released from hell. On each painted nail there are 40 demons. Smoking is censer to the devil.Using foul language calls upon Pagan deities (aka demons); Holy Spirit departs on 7 meters. People who use drugs see demons who cleverly disguise themselves as ghosts and aliens.America will be last country to switch to Euro (antichrist's world currency). Contraceptives = abortion;using contraceptives for 1 year = 5 aborted kids.Miscarriages happen because of high heels; cesarean because of tight pants (second generation cesarean will be infertile).Unbaptized aborted/miscarried/unborn babies burn in hell for until Final Judgement; if pregnant, keep the kid and deliver at home because kids are chipped using IVs and vaccines in hospitals. Dentists and doctors chip patients secretly. Ultrasound leads to mark of the beast; don't do ultrasound, please. Abortion leads to breast cancer; a demon is released from hell for each aborted kid. Dogs can become possessed; don't keep dogs inside your home [Pelageya of Ryazan]. Walmart has technology to administer mark of the beast to those who have cat bacteria in their stomachs; stay away from cats [Athanasius III of Constantinople]. Next false flag is the Statue of Liberty. Above earth there is ice (hemisphere); when rockets go up they bring ice down from upper sky to lower sky; ice stuck in lower sky will fall on us during Apocalypse. Earth is flat; earth stands on 3 pillars (the Most Holy Trinity); pillars stand on water at zero Kelvin; underneath this ice there is a bubble; and then the abyss. Zodiac is planetary prison of demons; don't believe in horoscopes or you'll exhibit the traits of the trapped demons. Most thoughts and dreams are from demons; demons never do good. Sleep fully clothed; pray the Jesus prayer. Pray to your guardian angel to have normal sleep. Vyacheslav Krasheninnikov was the last prophet before Apostle John (who wrote the Book of Revelation), Enoch, Elijah, resurrected Seraphim of Sarov, and resurrected Sergius of Radonezh will preach against the antichrist. Humans were created about 7530 years ago. Birds participate in time creation. It's a sin to kill birds. Dinosaurs live under our level; they will get out through sinkholes and lakes; to kill them, go for their nerves. Save the birds; but kill the dinosaurs. First dinosaur will come out of Volga River in Russia. Scientists don't see dinosaurs under our level because of radiation. Sinkholes happen because people dig for resources underground and because earth is heating up. Demons grow human skin (from a sample taken during abduction) and put it on so as to look like us. Demons will invite people to be healed inside their UFOs; those who go will be like zombies after. Gov't provides demons with diamonds and allows demons to abduct people. If you're being abducted, slowly pray the Jesus prayer. Don't panic. Demons use diamonds and souls to power their UFO craft. The bigger the diamond, the more it lasts. Demons have 4 UFO bases: 1)moon 2)inside fake mountain Kailash (Tibet) 3)in lake Baikal in Russia 4)in Atlantis which is underneath double ocean floor of Mariana Trench (Pacific Ocean). There are no aliens. Nobody lives on other planets. Airplanes that go down are hit by demons because they need the airspace to fight Jesus. Antichrist is pale with red eyes. He's possessed by Satan since he's 12 years old [Lavrentiy Chernigovskiy]. He flies super fast; deceived people will say: "Christ is here; Christ is there" when he's flying from one city to the next very fast. He wears gloves to hide long nails. He's surrounded by demons who appear as angels of light. 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Lipstick contains cells of aborted fetuses, dog fat, and placenta; human flesh is in McDonalds, Pepsi, toothpaste, antiaging, anticancer, vaccines, perfume, etc.; that's why you should not be using anything that modern society has to offer. You're better off hiding within a 10-12 people group in order to escape Apocalypse. During Apocalypse, Chrtistians will eat dirt from under pussywillowtree as it's filled with tears of Theotokos Virgin Mary; this water will flee if a 666ed person tries to get it. Barcode is Druid black magic curse; QRcode is Mayan curse; when food is scanned, it becomes dead because laser is a substance from demons. Don't go into a UFO to be healed by demons. Green 666 is given by isotope rays on wrist or forehead when people stretch hands to receive small plastic grey card with no name on it (World Passport). It doesn't just have to be during this procedure (could be anything you sign up for or anywhere where there is a secret scanner); biometrics (fingerprints, eyes scan) or getting picture for passport are very dangerous because they could mark you secretly. Gabriel Urgebadze said that they do it on index finger when they scan your finger. Basically, try to avoid new documents at all cost. Police will microchip and isotope ray people on highways. Chipped people will be influenced by computers to take grey plastic card; but when they do, green mark by isotope rays is given on forehead/wrist. Food stores will isotope ray people too. Antichrist will also release prisoners to mark people. Reject 666 at all cost because it leads to permanent hell. If you're about to be marked, pray the Jesus prayer. Hide with Orthodox Christians to escape 666; leave all electronics behind so that antichrist's minions can't track you; burn documents because they're from Satan. The Most Holy Trinity gives you a name during baptism; devil gives an antiname during antibaptism (ex. Social Security Number). People who die with these Satanic documents go to concentration camp in hell to await Final Judgement; once the BEAST Computer is burned down, souls will be released for Final Judgement. That's why you should give back documents of your deceased relatives back to the gov't so that the gov't cancels these digital antichristian names given during antibaptism by the beast system; or just burn these documents because gov't could get upset and could send demons to mark you because of this outright act of defiance. Prophecy from half a millennium ago describes Final Judgement like this: Jesus was very upset with people who had little boards (plastic cards) in their hands because they wanted discount from the antichrist. Give to charity in the name of Archangel Michael; he rescues people from temporary hell twice a year [at midnight September 18-19 and similarly on November 20-21; pray at these times on your knees remembering the deceased by names (adding "and relatives by flesh up to Adam") so that they are rescued if they're in hell] (or brings them up a level, that is, to a level with less punishment; eventually, people are freed). Feed the pigeons; when pigeons bow down, people are saved from temporary hell. It's a big sin to remember the dead with wreaths (because demons put these wreaths on their necks if they're in hell with their hands tied up behind their back while hanging by their hands), meat, alcohol, sweets, and worldly music. Demons print icons of saints in newspapers so that you throw these newspapers in the trash blaspheming these saints. Crosses on soles of shoes and back of pants are blasphemy. Demons make carpets with crosses and put them on sidewalks so that people walk on crosses. Playing cards mock how Jesus suffered on the cross: clubs (cross on which Jesus was crucified), diamonds (four nails Jesus was crucified with), hearts (sponge with vinegar that Jesus was given to drink),spades (spear with which Jesus was pierced).Cremation is devil worship; only blasphemers such as Lenin should be burned; if Lenin is buried, earth will be polluted, and China will attack Russia because of this.After China attacks Russia, Ruski Orthodox Tsar (shown by resurrected Seraphim of Sarov) will come to power in Russia;this Tsar will slay traitors inside church and gov't; as a result, Russia will be the only country not under the antichrist.Ecumenism = 263 heresies;each heresy leads to hell. In 2006 in Moscow (that's why Moscow will sink),representatives from most religions signed a document where it says that all religions worship the same Supreme Being [aka the devil]. Priests who participate in ecumenism will have Pagans walking on their heads in hell. Arkhimandrite Antonin Kapustin left a prophecy that Church of All Russian Saints in Gorny Monastery, Ein Karem, Israel will be blessed by forerunner of antichrist; Patriarch Kirill of Russia and Mark of Berlin blessed this church in 2007. When priests pray for current gov't (instead of praying for future Tsar),Jesus gets up from His throne and turns His back to them. Forgive me.

Generally it does NOT GO TO YOU DIRECTLY as the car is injured and you want the car RIGHT again; right?  So, you chose the shop and insurance is fine with your choice.  The check goes to the shop.  Your insurance states on your form, your deductible, meaning the money you agreed to pay IN CASH OUT OF YOUR POCKET "FIRST".  The insurance covers "the rest of the cost"...if the cost is more than your deductible.
. Why it is your deductible is because YOU DON'T KNOW WHO HIT YOU so there is no one to go after and get their insurance to pay for it.

Insurance always has worked this way.

If you were looking for extra pocket cash, then YOU WOULD HAVE TO BE INJURED to make that claim.  Then you need a personal injury Lawyer.  In this case it will not be a Hit & run....but you would be asking from a hospital bed as you are TOTALLY FOOCKED UP.  The insurance claim will be higher, but it is NEVER enough for the damage to your body. Also the Lawyer takes his cut OFF THE TOP.  So that means even less money for you.

If you've already decided to use this repair shop most insurance companies will pay them directly. You'll likely never see any actual payment unless you're claiming for something else.
If you want to be sure you call call your insurance company and ask.