十年前爭星展卡數,依家寄左封律師信黎?

2019-09-27 3:53 pm
總欠約八萬蚊,要我五日內還清,但係我最近連工都無開(身體問題),亦都無任何物業、值錢既野、住公屋、屋企只有基本生活必需品、電腦、雪櫃等,依家寄左封律師信黎,過款之餘仲要比1000律師費,如果唔係就會上庭,唔排除申請財產扣押、申請破產令..................想問,依家我真係原全還唔到,可以點做?

回答 (3)

2019-09-28 4:05 am
There are many things you can do.

1. Contest the debts - the statute of limitation is 6 years. Unless you avoid the collection process (such as moving), a creditor waives its rights to collect if the creditor failed to act for the last 6 years.

The debt was from 10 years ago. So it is possible that the debt is no longer valid.

2. Discuss with the creditor's lawyer - Generally, if you claim you can't pay it, the lawyer will try to work with you. The lawyer is after your money. So the lawyer won't push you if you really can't pay.

3. Bankruptcy - This is the ultimate solution, which guarantees the debt will be canceled. But it also has some significant consequences as well. This is the last option.
2019-09-27 7:55 pm
可以破產,無產階級萬歲,黨有教導你

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