Is the estimated mortgage on Trulia accurate? If not, how much can it vary?
回答 (3)
2019-05-04 11:14 am
No. They are based upon teaser interest rates to gain your interest and motivate you to apply for a mortgage with their lender. You will likely be paying a higher interest rate, higher home owners insurance and higher taxes. Plus its based upon paying the asking price when most buyers can negotiate a lower purchase price.
2019-05-04 5:49 pm
It just gives you an 'idea', you would need to go and see your own bank/mortgage lender to get a true cost
2019-05-04 1:22 pm
They can vary widely depending on credit, down payment, term and so forth. Also, sometimes those figures include property taxes, other times they don't.
2019-05-04 10:04 am
Yes, pretty accurate. Rates depend on how much of the sale price you have to borrow. Since sub-prime mortgages caused the worst recession in '08 since the Great Depression, the mortgage rates are pretty much set, although some lenders can give a slightly lower rate.
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