請問私人銀行是否開得過? 好像比普通戶口多好多收費 求大大指教 另私人銀行有甚麼好處? 謝謝?

The answer is no.

The advantage of private banking is to provide a more personalized service to its clients, which includes access to specialized products that are normally not available to typical clients.

However, it also means it is money-oriented, i.e. the purpose of private banking is to allow banks to increase its revenue by commission.

Unless you are a person that has such demand, most top tiered banking service should be sufficient enough.

成為私人銀行客戶是身份像徵；私人銀行服務是專門面向富有階層，為富豪們提供個人財產投資與管理的服務，一般需要擁有至少100萬美元以上的流動資產才可在較大型的國際金融公司或銀行中申請開設此類服務。私人服務銀行最主要的是資產管理，規劃投資，根據客戶需要提供特殊服務，也可通過設立離岸公司、家族信託基金等方式為顧客節省稅務和金融交易成本。因此私人服務銀行往往結合了信託、投資、銀行、稅務諮詢等多種金融服務。該種服務的年均利潤率可達到35%，遠高於其他金融服務。