更新1:
I was thinking about how some of these high yield checking/savings accounts (like 1.85%-2%) can be worth it if you have to pay tax on the interest earned anyway. Are these accounts good, or are they just a trap? I am in the 12% tax bracket for this year. Lets toss the low $20,000's as a balance for example, are these really right for me if I simply want to earn more without using a CD or investing on this occasion?
更新2:
Like what I'm asking I guess also is that will I actually earn good dividends to keep or just give it all back at tax time.
