如做樓宇按揭10-20年以上,每月供,銀行與客戶大多數定浮息吧?是每年調整息口率嗎?那是否每月有還款下,每下一年度其實還款額不斷減少呢?

2018-08-20 3:36 pm

回答 (1)

2018-08-21 2:35 am
1. This is between you and the bank.

2. No. When the rate is not fixed, it is adjusted based on a reference rate.

3. No. Your monthly payment remains the same for the entire duration of the mortgage, unless any modifications have been done, including rate change.


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