我的朋友大約兩年前申請了債務重IVA, 當時金額是一百萬港元左右，他一直都有努力定時還款，可是最近因事入獄，已沒能力再繼續還款了，估計兩年以來，已還了廿多萬元，現請問：?

[匿名]

2018-03-06 5:53 pm

1. 他現在服刑期間，無法親自處理此事，應該主動授權別申請破產，還是待銀行/律師樓/會計師樓他們入稟法庭申請他破產？

2.如果他不主動作出聯絡相關機構，會否為他家人惹上麻煩嗎？因爲他手機巳不能使用，而一直以冢人的地址作通訴。

3. 整個破產流程、費用及時間大約是怎樣？聽說破產是需要上法庭，又要付款申請？如他無法負擔金錢又因服刑又沒法出庭該怎辦？如他什麼都會不理，讓債權人去申請他破產，整個程序的時間約多久？他尚在還押期，刑期未定，估算是三年左右，會不會他出獄後債權人都尚未申請或法庭都未處理？

4. 假若他出獄後還在破產令下，他能否出境？
謝謝！

回答 (1)

Gary

2018-03-08 4:37 am

1. A prisoner can petition for bankruptcy. However, the trick is not about the imprisonment, but money issue. If your friend has no money at all, it may be best to let someone else to petition instead.

2. No, unless any of his assets are jointly owned with his family members.

3. It costs about $10,000. Lawyer's fee is not included. The prisoner must make certain arrangements in advance with CSD for court appearance. The entire proceeding should not last longer than 6 months.

4. Actually, the focus is wrong. A person subject to bankruptcy can leave and exit Hong Kong. The trick is the trip can't be self-funded.

The problem with your friend is not the bankruptcy, but the criminal conviction/imprisonment, which can significantly impact a person's admissibility of a foreign country. Also, certain releasees may subject to probation requirement that prevents them from leaving or exit Hong Kong.

👍 1 👎 0