So I know just a little about credit cards and have no experience with them.
A family member of mine doesn't use credit cards and they ended up getting into $90,000 dollars in debt from hospital expenses.
Would a credit card have possibly prevented something like this? For example, if you never use the card for something you can't actually afford, and you always pay all the bills in full, would you be better off in that situation if you had a credit card?
Do you have to pay full interest back by the end of the month, or does the interest not go up that high?