✔ 最佳答案
You can always contribute to a non-deductible Traditional IRA.
Assuming that you are single and have a retirement plan at work, you are way over the income limit ($71,000) to deduct a Traditional IRA contribution.
However, the phaseout for the Roth IRA starts at $117k and you are still under this amount.
You can make a Roth Contribution.