The car was previously my father's and when I got my license it was given to me and he got a new car. This car was a GIFT for passing my driving test, and now my mum is trying to dump the last $20,000 they owe on it on me, as a form of punishment for leaving them and pursuing a life two states over. I would not be paying off this car if I attended a four year school immediately,
I wouldn't even be paying off this car if I stayed at home and took courses at the community college near my house. My mother is only trying to get me to pay for this car so I'll be forced to come back home three months after I leave because I can no longer afford to be on my own.
And for the record, the only reason I'll be taking this year off is so I can figure out that the major I will be going into (photography) will be right for me, and so I won't be spending $40,000 a year at university on a degree I won't even use. I will also have another year to work on my art/photograohy and apply into programs with a stronger portfolio. However, I know if I spend the year at home I won't be as productive and will be too reliant on my parents, since they'll be paying for me.