I just opened a credit card with bank of america in the hopes of building credit.
I have a lot of money in savings and absolutely want to remain debt free. I saw on Amazon that I can get $50 off my order if I sign up for their credit card.
Should I do it? I'm afraid I don't know much about credit and how to build my score. Will opening another credit card affect my score negatively in any way?
Again, I pay off all balances immediately.
更新1:
I meant to say buying a CAR not a house. I currently rent