✔ 最佳答案
No, it's not the same thing, but while you likely will be approved (assuming your income is suitable) your rate will probably be really high. I suggest you go through a local bank or credit union for your financing rather than relying on a dealership. My first car purchase, I had no credit. The bank quoted about 6% interest (kinda high, but not terrible); the dealerships said the "best they could do" was 22%, equivalent to a credit card's interest rate.