✔ 最佳答案
Most likely they will ask for a down payment to increase your risk of loss should you default. You are the primary borrower and must meet the lender's requirements for the loan as if you didn't have a co-signer. The co-signer is only the back up plan should you default; they are not the primary source of payments.
Financing a new car on a $1000/mo budget is a tight fit; that's why I expect they will ask for a down payment. It will cost you about $300-$500/mo just to park it in the driveway depending upon how much you finance, the terms, and trim package on the car. Your big expenses will be the monthly payments and full coverage insurance. Add to that monthly expense will be operating costs; primarily gas.