Explain how someone's car insurance premium can be computed using a multivariable function.?

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RE :Explain how someone's car insurance premium can be computed using a multivariable function.?
That is, describe which variables could be the independent variables and which could be the dependent variable.
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1

Usually, car insurance premiums (dependent variable) depend on these independent variables:
.. gender of the driver
.. age of the driver
.. make of the car
.. model of the car
.. desired level of coverage (and/or legal requirements)
.. driver's record of accidents
.. driver's record of insurance loss other than accidents
.. miles driven
.. whether the vehicle is used for commuting
.. special paint, wheels, fixtures, or other modifications to the vehicle
.. whether the vehicle is used for business purposes
.. where the vehicle is parked (on-street or not)
.. number of years the driver is a customer of the insurance company
.. payment schedule (and/or credit rating)
.. (possible other factors not listed)