Who has the best insurance overall?

Most expensive and best for your situation isn't always the same thing. And, if there was one company that was the best for every situation, then there'd be only one company.

NO such thing in Reality.

There's no single insurance company that writes ALL of those policy types, and being the "most expensive" does not necessarily mean it's good coverage - or, that it's the appropriate coverage for you. Having great coverage on a trampoline won't help you when your jewelry gets stolen.

USAA is not the most expensive i dont think but they are awesome. You just have to have family in the military