Is anyone here happy with the quality and cost of their health insurance?

2016-04-29 10:01 pm
I have had health insurance since my teens over forty years now.Admittedly most of the time it was subsidized to some extent by employers but it was affordable enough and a $500 deductible seemed standard.$1000 if you wanted a cheeper rate. Today my financial situation has changed, less money. I'm looking for insurance through the affordable care act, the gold plan to the copper or what ever plan. The top plan looks like the coverage I'm used to having but it's so expensive it would be like I'm working for insurance as apposed to food. The cheapest plan, I could afford but it doesn't do anything for me. I think the deductible is 5 possibly $8000 per year and it doesn't really do anything for you until that point. So I have no insurance now and I don't like it. How is everybody else doing it

回答 (7)

2016-04-29 10:38 pm
That's about par for the course since the Affordable Care Act started the takeover of the health care system.

The people on welfare are happy with the cost but not the quality. The people that are subsidized by the government are happy to get coverage so they can get what ails them fixed but then are cancelling their plan. Everyone else is happy with the quality but not too pleased with the cost.

Males and 60 year old females are really happy with the maternity coverage that they have to pay for.
參考: Independent Ägent
2016-04-29 11:29 pm
Obama pretty much F'd over everyone including the middle class. My health payments have changed much, but the costs I actually pay when I go to a doctor are WAY up. Not only is it now more expensive but deductibles now cover less and way more out of pocket costs. Its exactly what everyone said would happen, money doesn't fall free out of the sky.
2016-04-29 11:40 pm
Yes.

Before Obamacare, my old insurance had a high deductible, so it never paid for anything. Well, almost never. It once paid $12.50 for a flu shot that would have been free if I did not insurance. But I had it almost 10 years and the total it paid in all that time was less than what I paid each month to have insurance.

My new insurance is free to me (my employer pays for it), the deductible is lower, and they waive it for almost everything except hospitalization. I had an outpatient procedure that would have cost almost $2000 without insurance and it cost me barely over $100.
2016-04-29 10:36 pm
If you have no insurance and have not had insurance for 60 days or more, you can't purchase insurance now.

If you are able to purchase insurance now, you should to talk to an insurance broker in your area. They will help you evaluate the plans that are available in your community. The insurance companies pay the commission fees; you do no pay any more when using a broker.

For many people, purchasing a bronze level plan is more cost effective than a gold or platinum plan. Once the annual out of pocket is met, the plans provide the same benefits and the bronze plan will be significantly lower monthly premium.

The Affordable Care Act is a law. You don't purchase insurance "through it".

I'm happy with my quality of health insurance. i have had the same company since 2005. Until health care treatment is less expensive, the cost of health insurance is going to be expensive.
= when you were in your teens, 40 years ago = what happened if you broke your arm? You had an x-ray, it was put in a cast, and you moved on your way in 4-8 weeks.
= what happens to an 8 year old in 2016 when this happens: there is an x-ray, often an MRI, there is significantly more surgery for broken bones, there is more specialized cast, you might have physical therapy, my nephew who broke a bone a few months ago has even been having acupuncture because it's supposed to help the bones grow back better.
2016-07-04 1:38 pm
Is anyone here happy with the quality and cost of their health insurance? Antichrist's Third Temple will have 8 chambers: a chamber per main religion; antichrist will be crowned in this temple; during crowning, he won't read the "belief prayer" correctly (rejecting Christ and acknowledging himself); when he will take his gloves off to make sign of the cross incorrectly (just for show), many people will see his big nails and will reject him; Patriarch (who will be crowning him) will say that this is the antichrist; antichrist will kill him. Also, antichrist will kill those priests who disagree with him at the 8th "wolf" Council; others will worship him when a bird dies at his feet. Roman Catholics, Satanists, and Buddhists use the same mudras; if you see these mudras on an icon, then it's not Orthodox icon; Orthodox icon has IC XC symbol (Jesus Christ). Roman Catholics pay drunks and prostitutes to pose for icons; passions of drunks and prostitutes transfer to those who pray to these images. Normal Orthodox icons are inspired by the Holy Spirit. Gaad in Ruski = Satan; hence, Americans = blasphemers because they always say: "Oh, my god!". Santa (word for Saint in Satanic languages) = Satan; hence, Spanish + Italian + Portuguese = blasphemers. Anathema to Satanic languages; triple anathema. Learn Church Slavonic; no curses in it; curses = prayer to Satan. All religions except Orthodoxy worship Satan. On bread for communion: IC XC NIKA (Jesus Christ Conquers) plus cross = Orthodox; hexagram plus Dusha Maya = antichrist. Jews and Muslims pray head down (either standing, bowing, or kneeling); this is Satanic prayer. Orthodox look into the eyes of icon; energy goes their way; they get healed; head and shoulders come together to reject Satan slowly and then fast to normal showing allegiance to Christ and not the devil. Hands cannot be on groin or behind back; either put them crossing each other on chest (right over left) or just by your sides. Legs together so that a demon does run underneath your legs. Clergy who will not "put Buddhist icons and serve antichrist's blood" will be killed; only 7 churches will be left as Pelageya of Ryazan predicted. In 2006 and at other meetings, fake patriarchs and bishops signed a bunch of documents betraying Orthodoxy by saying that all religions worship the same Supreme Being; triple anathema; don't let heretics tell you what to do. America will be last country to switch to Euro. Three big earthquakes will shake the three superpowers; 1st big earthquake in Russia; 2nd (bigger one) in China; 3rd (biggest of the three) will be in America. NATO will nuke Ukraine to blame Russia for it; then NATO will nuke Russia from Scandinavia. China will attack Russia; but will not get past Ural Mountains; bio-genetic weapon will be used against Chinese soldiers (they will run back to China and hide in closets in fear) and weather weapon will freeze Siberia to - 200 Celcius; stadium-size chunks of unmeltable ice will fall from the lower sky (because when rockets go into higher sky they bring this ice down to lower sky). Russia will destroy Turkey and America. China will have a hole across the whole country to the abyss (because of another super weapon used to stop Chinese aggression); radiation from this hole will be massive; Chinese will try to keep quiet about it; a lot of people will fall into this hole.
Scientists don't see dinosaurs because of radiation. Only Eurasia and Alaska (both without coasts) will remain after demons blow up Antarctica (which surrounds the flat earth) and Greenland melts. Move to Ural Mountains or inland Alaska. Sionists wanted war between Russia and Germany from June 11th to October 11th on their holidays because (666 times 3)+(6 times 3) = 2016 (in their twisted logic).
Tube people = demons. Clones = demons. Human costumes that demons wear = demons. Dinosaurs and 666ed people have triple stranded DNA; normal person can't swallow 666ed food (designed for 666ed people). Demons live inside clones. Bacteriologist Alexandre Yersin (who discovered Bubonic plague) is depicted on the Shroud of Turin. There is another shroud (Shroud of Milan) on which blasphemer Yosef (who was crucified on a pole in 1066 AD) is depicted. Menachem Mendel Schneerson, Lenin (el=deity in Hebrew, nine = no in German; so, when chanted repeatedly is blasphemy against the Creator), and Yosef were possessed by Azazel; now, Rico Cortes is possessed by Azazel.
WW3 happens; 7% of people will be left; after people are tired of war, they will elect the antichrist as one world leader; don't vote. ISIS stands for Israeli Secret Intelligence Service. Next false flag: Statue of Liberty in order to attack Iran; one big shake, one giant step forward, one giant collapse. Move away from coasts as nukes will go off in the ocean (at where tectonic plates meet; result: megatsunamis 1km high).
Wear natural clothing so that if a bomb goes off it won't stick to the body as fast as synthetic clothes. All metal will be burned for fuel; so, save knives, crowbars, shovels, wood-burning stoves, etc. Also, save cloth/fabric/textile to cover the wounds and diseases.
Eat natural food because nanochips, cells of aborted fetuses, bug DNA, and other poisons are in food that is commonly sold; reject vaccines, medical care, medicine, etc. because nanochips are administered thru IVs, implants, fillings, etc. If 1000-1500 nanochips are in your right hand, then you can't make proper Orthodox sign of the cross with the right hand; last mercy for you then will be to cut the hand off.
Seraphim of Sarov and Sergiy of Radonezh will be resurrected after WW3 for a short time; Seraphim of Sarov will show the new Ruski Tsar who will fight the antichrist for about 2 years and 8 months. Those who go see Seraphim of Sarov will be healed of their infirmities/illnesses/sicknesses/ diseases; if you want to see him then, hurry because he won't stay longer than a few weeks.
Earth is flat; stands on 3 pillars (the Most Holy Trinity); pillars stand on water at zero Kelvin. Zodiac is planetary prison of demons; don't believe in horoscopes or you'll exhibit the traits of the trapped demons. Most thoughts and dreams are from demons; demons never do good. Sleep fully clothed; pray the Jesus prayer. Pray to your guardian angel to have normal sleep.
Humans were created about 7525 years ago. Ruski Orthodox Christian Vyacheslav Krasheninnikov was the last prophet before Enoch and Elijah return to preach against the antichrist.
Birds participate in time creation. It's a sin to kill birds. Dinosaurs live under our level. They will get out through sinkholes and lakes. To kill them, go for their nerves. Save the birds; but kill the dinosaurs. First dinosaur will come out of Volga River in Russia.
Demons grow human skin (from a sample taken during abduction) and put it on so as to look like us. Demons will invite people to be healed inside their UFOs; those who go will be like zombies after. Gov't provides demons with diamonds and allows demons to abduct people. If you're being abducted, slowly pray the Jesus prayer.

Don't panic. Demons use diamonds and souls to power their UFO craft. The bigger the diamond, the more it lasts. Demons have 4 UFO bases: 1)Moon 2)Inside fake mountain Kailash in Tibet 3)In lake Baikal in Russia 4)In Atlantis which is underneath the Mariana Trench in Pacific Ocean. There are no aliens. Nobody lives on other planets.
Airplanes that go down are hit by demons because they need the airspace to fight Jesus. Antichrist is pale with red eyes. He's possessed by Satan since he's 12 years old. He flies very fast; deceived people will say that "Christ is here; Christ is there". Sometimes, he wears blue robe over left shoulder while red robe is underneath. He wears gloves to hide long nails. He's surrounded by demons who appear as angels of light. Antichrist will trick people to believe that he can do mountain moving and resurrection (using holograms); fire from the sky is easy (considering the gases from pollution in the atmosphere).
Don't go into a UFO to be healed by demons. Green 666 is given by isotope rays on wrist or forehead when people stretch hands to receive small plastic grey card with no name on it (World Passport). Police will microchip and isotope ray people on the highways. Microchipped people will be influenced by computers to take grey plastic card; but when they do, 666 is given. Food stores will isotope ray people too. Antichrist will also release prisoners to mark people. Reject 666 at all cost because it leads to permanent hell.
If you're about to be marked, pray the Jesus prayer. Hide with Orthodox Christians to escape 666; leave all electronics behind so that antichrist's minions can't track you. Give to charity in the name of Archangel Michael; he rescues people from temporary hell twice a year (or brings them up a level, that is, to a level with less punishment; eventually, people are freed). Feed the pigeons; when pigeons bow down, people are saved from temporary hell. Forgive me.

https://youtube.com/watch?v=8dub8PF2d8E
http://fatheralexander.org/graphics/sects_e.pdf
http://cs629216.vk.me/v629216013/6f4c/Qji_GVZorQY.jpg
http://ic.pics.livejournal.com/m_e_l_n_i_k_o_v/30839524/10997/10997_original.jpg
https://vk.com/wall-25720730?q=рязанская&w=wall-25720730_57029%2Fall

https://youtube.com/watch?v=0LUKFmZfOrs
http://vk.com/otrok_slava?w=wall-31832035_103469%2Fall
http://orthodoxinfo.com/praxis/guidech3.pdf
http://fatheralexander.org/booklets/english/life_after_death.htm
http://pravoslavie.ru/english/55141.htm
2016-05-01 2:34 am
Only the people on welfare, or who are heavily subsidized (another form of welfare) are happy about it. Obamacare has raised the cost of health insurance for the vast majority of Americans, dramatically.

As predicted here, for YEARS before it went into effect.
2016-04-29 11:39 pm
I'm not happy that's for sure. I have to pay out $600.00 per month for a bronze plan. I might as well drive down the street & throw the money out monthly, because I get ABSOLUTELY NOTHING for paying that. Then I have a $6700.00 deductible per year before insurance would pay. Due to games played with out of network stuff, insurance companies are clever in making sure if something happens to go over $6700.00 it never reaches. The out of network games makes someone have to pay 100% for Drs. & services someone deals with EVEN IN AN EMERGENCY. When I travel out of state, I have no insurance, although with what I described to you above is really like not having it but paying for many others who I don't even know to have it for way less because they make less money than me, or they are a lot younger than me. The system is set up to abuse seniors who aren't old enough to get medicare. It was implied younger people would be paying for older people to get healthcare, but I've checked it all out. THAT IS NOT True, unless a senior is dirt poor. I am lower middle class & it makes me sick the unfairness of all of this.


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