About interest from bank of America? Will I be charge interest even if I pay the minimum payment amount)(even if I pay half of that amount?) how about paying it until I leave $3 for the next billing cycle??
Please answer from your experiences with bank of America? Give me examples when you had to face interest?
About interest??? from bank of America?
2016-04-26 3:19 pm
回答 (2)
2016-04-27 3:56 am
Yes. If you pay the minimum payment, or half, or any other amount that is less than the new balance, then they will charge interest.
If you pay half the minimum, or any other amount that is less than the minimum payment, then they will charge interest and charge a late fee. In other words, they will charge everything that they would have charged if you paid nothing.
If you pay the minimum, or any other amount that is less than the balance but is not less than the minimum, and you pay it on time, then you are charged only the interest and not the late fee.
The ONLY situation in which they don't charge interest is if you always, every month, pay the balance.
If you pay half the minimum, or any other amount that is less than the minimum payment, then they will charge interest and charge a late fee. In other words, they will charge everything that they would have charged if you paid nothing.
If you pay the minimum, or any other amount that is less than the balance but is not less than the minimum, and you pay it on time, then you are charged only the interest and not the late fee.
The ONLY situation in which they don't charge interest is if you always, every month, pay the balance.
2016-04-26 3:20 pm
You pay interest on any amount not paid by the closing date.
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