Applying for Commercial pilot license?

1. Not really. Like any skills, you simply need to invest your time and efforts.

Unfortunately, in the case of flying, both time and efforts cost money, which is top obstacle for most people/

2. Yes and no.

Having a CPL means you know how to fly and can fly for profit. It will be definitely a plus when you compare to those know nothing.

Still, it is costly to train a pilot flying a Boeing or Airbus. On that basis, any airlines would like to see if you have certain hours before accepting you.