my 9 year old female dachshund has an almond shaped lump on her belly close to teat .It's not red,inflamed or to be an irritation to her.?

The best thing to do is get her to the vet to let them tell you what it could be. Nobody, not even a vet can tell you what it is online with a description.

Get it checked asap. Mammary chain cancer would be a concern. Only a vet is going to be able to diagnose and treat this. Hopefully it's "nothing," but sounds suspicious. vet tech

What does the vet say about it?

It sounds like a mammary tumor ... is your dog spayed? If not, then it could be a cancer. Usually spayed females do not have problems with these types of tumors.

Only your vet can determine if this is a mammary cancer of some sort, or just a fatty tumor.

My vet charges $35.00 for an office call /basic exam - surely the life of your dog is worth that to you to have her seen by a vet. If it is cancer, they will try to remove it (and pray for clean margins). The vet can discuss the options with you when he examines your dog.

http://www.caninecancer.com/mammary.html

If it's close to a teat then get it checked asap.