My friend owes me money and still hasn't paid me back?

2016-01-16 2:22 pm
My friend owes me £60 for tickets that I bought for us early November. He didn't offer to pay me back straight away but in December, I needed money for Christmas present (I'm a student with a part time retail job, so I'm exactly made of money) and I asked him for this money. He lives down South whereas I'm from up North so I can only message him and he said he needed the money himself but would pay me back at the beginning of January. He mentioned that if I was desperate for the money I could sell it but it's his favourite band so I felt really bad! When it got to the date he said he would pay me back, he said he was still skint so I said I could wait another week... a week later I decided to give him an alternative- pay me either weekly or monthly of £20 if that was easier. He hasn't even replied to my message! I hate asking people for money but £60 I kind of need it for birthdays coming up! Especially since I start placement I won't be working as much. What do I do?

回答 (7)

2016-01-16 8:52 pm
You can sue him but that doesn't mean you will still get your money. There's a lesson to be learned here - do NOT loan money unless you can afford to lose it.
2016-01-16 2:30 pm
When loaning money to a friend it is better to just give them the money as it will cost you the same. You now know the meaning of that statement.
2016-01-16 2:29 pm
lending money to friends is the best way of losing them you have to accept you may not get it but don't fall out money has caused enough destruction to British way of life in recent years manage without and stay friends you have learned a valuable lesson about money it's good in it's place among cold hearted capitalists
2016-01-16 2:27 pm
Shakespeare wrote, "Neither a borrower nor a lender be (For loan oft loses both itself and friend)" and that's never so true as when loaning money to friends and family.

You could open a court claim for the money (see this: https://www.gov.uk/make-court-claim-for-money/overview ) but unless you have some kind of real proof the money you gave your friend was a loan and not a gift, it will be up to the judge whether or not you prevail. And even if you do, it might not be enforceable if your friend is a minor and/or has no attachable assets.

I guess the bottom line is, you are not going to be guaranteed repayment of your loan unless your friend decides to make good on it. Chalk it up as a learning experience and be careful in the future to whom you lend your money.
2016-01-16 6:56 pm
Text him that if he does not pay you the $xx.x dollars that he borrowed in November, within 3 days, you will sue him and he will have to pay for court costs and interest too. And, stop lending people money.
參考: Certified Paralegal, with 25+ years' experience.
2016-01-16 5:52 pm
Sounds like the average case on Judge Judy...

There is nothing you can do except sue him. You can do this online but this will cost you £25 and unless you have proof that it was a loan, how is the judge supposed to decide who is right? Personally I would chalk it up to experience and have nothing to do with him again. Moral of the story: as Shakespeare wrote, "neither a borrower nor a lender be" unless you both sign an agreement in writing saying that it's a loan and when it will be repaid. This doesn't have to be in fancy legal language - plain English will do.
2016-01-16 2:25 pm
Why are you asking this on AM American website. Go the crack away British boy. Screw you?

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