Question about my SSI?

The maximum SSI benefit is $733 a month; it is reduced by any other income you receive. SSI isn't raised because you need it. It is raised only if you are already paying your fair share of household expenses. So if you want the maximum SSI benefit you need to be paying rent where you currently live and it must be high enough to warrant the higher SSI benefit amount. One way is to pay fair share which is determined by adding the monthly rent or mortgage payment, utilities and money spent on food and then dividing by the # of people who live in the household. IF you do that than you will be placed in a higher living arrangement situation and will be paid the higher amount.

At $733 a month you could afford to pay no more than $250 a month toward rent - which obviously means that you could only rent a room somewhere or you would need enough roommates so that your share of the rent wouldn't be greater than $250 a month.

Any changes in payment amounts is made by a claims rep in the social security office which services your address.

Source: I was a social security claims rep for 32 yrs.

That is not at all how it works, no.

Maximum SSI is $733 a month you wouldn't get more than that.

If you are living with your mom, you should be able to save money for future rent payments from your job money. Most people who are working know that you shouldn't budget more than 30% of your earnings for housing. If this won't pay the rent, you find a roommate to share the costs.