本公司是一間運輸公司(有限公司), 有買勞保.
有一單工傷發生在6月10日, 跟車工人在工作期間跌傷骨裂, 已經睇了醫生, 最初是2個星期病假, 後轉介到骨科簽病假到9月初, 但之前負責的同事沒有申報勞工處及通知保險公司,但是有出當月 4/5人工, 現到我接手才發現問題, 工傷事件都問過老闆, 他都願意承擔責任(不是漏報工傷) , 現在才申報勞工處及通知保險公司, 有以下問題想找高人解答:
1) 申報勞工處後有否其他法律責任問題 (超過了14天)
2) 保險公司是否可以不承擔保險責任 ( 因過了1個多月) ,保險公司是否一定要賠償當有工傷發生
3) 如保險公司不承擔保險責任,是否全數由僱主負上責任, 除金錢上的責任外, 會否有其他法律責任
P.S 4) 左腳骨裂通常會判多少%失去工作能力
THANKS!
工傷發生後 僱主未及時通知保險公司 是否承保
2015-07-25 8:58 pm
回答 (3)
2015-10-06 3:53 pm
國人平均壽命越來越長，擔心的不是走的太早，而是活的太久的醫療費用問題
根據衛生署健保局公布全民健康保險重大傷病相關統計資料
國人所繳健保費每100元就有27元是幫助重大傷病患者的就醫需要
癌症一直都蟬聯國人的十大死因第一位
治療癌症的標靶藥物價格非常的昂貴
一旦進行治療，藥費動輒數十萬或者上百萬不止
當明知道有藥可用來治療，卻不符合健保給付的標準
就陷入了該不該救的兩難之中…
提早為自己做準備，可以避免突然發生時的手足無措
在你最需要的時候，助你一臂之力
按此免費索取資料
http://adf.ly/19V3u2
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根據衛生署健保局公布全民健康保險重大傷病相關統計資料
國人所繳健保費每100元就有27元是幫助重大傷病患者的就醫需要
癌症一直都蟬聯國人的十大死因第一位
治療癌症的標靶藥物價格非常的昂貴
一旦進行治療，藥費動輒數十萬或者上百萬不止
當明知道有藥可用來治療，卻不符合健保給付的標準
就陷入了該不該救的兩難之中…
提早為自己做準備，可以避免突然發生時的手足無措
在你最需要的時候，助你一臂之力
按此免費索取資料
http://adf.ly/19V3u2
----------------------------------------
2015-07-26 2:35 am
1. No and yes.
No - The Department rarely exercises the prosecution authority of improper reporting unless the right of the injured worker has been harmed or the reports intend to misled the Department. See this for the actual enforcement data:
http://gia.info.gov.hk/general/201410/15/P201410150420_0420_135798.pdf
Yes - the Department can initiate an investigation for possible workplace safety violations.
2. Not in this case.
a. The injured worker seek medical treatment immediately, which has generated medical evidence. To insurance companies, they simply concerns delay in reporting may harm their own investigation to determine liability. But if the injury is proper documented, it can't deny based on clerical errors.
b. No, if the insurance company determines it is not work related.
3. Not necessary. When the company denies the claim, it will provide a reason. That reason will give clues about the version of the incident in the view of the company.
No - the only legal liability is always associated with money.
4. None (0%). In most of the case, patients suffering from bone fractures can fully recover with adequate bed rest and physical therapy.
Not all compensation cases associate with loss of earning ability.
No - The Department rarely exercises the prosecution authority of improper reporting unless the right of the injured worker has been harmed or the reports intend to misled the Department. See this for the actual enforcement data:
http://gia.info.gov.hk/general/201410/15/P201410150420_0420_135798.pdf
Yes - the Department can initiate an investigation for possible workplace safety violations.
2. Not in this case.
a. The injured worker seek medical treatment immediately, which has generated medical evidence. To insurance companies, they simply concerns delay in reporting may harm their own investigation to determine liability. But if the injury is proper documented, it can't deny based on clerical errors.
b. No, if the insurance company determines it is not work related.
3. Not necessary. When the company denies the claim, it will provide a reason. That reason will give clues about the version of the incident in the view of the company.
No - the only legal liability is always associated with money.
4. None (0%). In most of the case, patients suffering from bone fractures can fully recover with adequate bed rest and physical therapy.
Not all compensation cases associate with loss of earning ability.
2015-07-25 10:06 pm
1.僱主遲報工傷，如沒有合理原因而逾期或未有向勞工處處長呈報僱員工傷事件，或提供虛假或具誤導性的資料，一經定罪，最高可被判罰款$50,000。
2.如僱主遲報工傷，保險公司有可能會以客戶”未有按照條款辦事” 做理由拒絕賠償；
3. 如保險公司不賠償的話，僱主最終就要承擔賠償的責任了；
4. 判斷傷殘程度標準，是判傷醫生的責任；
2.如僱主遲報工傷，保險公司有可能會以客戶”未有按照條款辦事” 做理由拒絕賠償；
3. 如保險公司不賠償的話，僱主最終就要承擔賠償的責任了；
4. 判斷傷殘程度標準，是判傷醫生的責任；
收錄日期: 2021-04-25 13:55:08
原文連結 [永久失效]:
https://hk.answers.yahoo.com/question/index?qid=20150725000051KK00028