香港電匯 去澳洲

1. 電滙澳洲，間間銀行收的手續費都差不多，大約港幣$100-$150。
2. 滙款人在電滙時要即俾，收款人在澳洲收款時亦要付當地銀行手續費，大約A$20-A$30，即係兩邊銀行都要收費。
3. 香港你滙A$1,000，就係A$1,000，滙費另付(俾港幣)。
4. 你去問渣打，(渣打在澳洲如冇聯營銀行，嗰邊銀行收手續費可能仲高)。
5. 不需要，你攞澳元(現金)去又得，即時用港元兌換又得，總之，有錢就得。
6. 通常2-3工作天便知，可叫對方查户口。
7. 網上轉數，亦要收手續費 (HSBC的卓越理財户口免收)。先要條件，你要有香港銀行網上理財户口(Internet Banking Account)，澳洲收款人的
銀行户口，詳細地址，資料等

最好是去你有戶口的銀行辦理，基本上所有銀行收費都在$170~250之間(櫃位)，若到你無戶口的銀行辦理，收費可能還要貴，或要你先開戶口才辦理，甚至拒絕受理的可能。(因防國際洗黑錢)
凡是經第三方代理銀行匯款，必定會有收費，你可以在匯款時選擇所有費用由匯款人承擔，對方才會收足。
網上匯款費用當然是平過櫃位一半或以上

1. They are all about the same.

The only difference is online wire is usually cheaper than in-person wire.

2. They all charge outgoing (unless you pay out of pocket) and incoming.

Even worse - the intermediary banks charge as well. Wire transfer is not always a direct wire (A>B), but mostly indirect wire (A>C>B).

3. You should have at least AUD$900 left (Fee charged in Hong Kong is about AUD$40).

4. You will have to check with Standard Chartered. But it is definitely more expensive than HSBC.

(It will be a direct wire from HSBC Hong Kong to HSBC Australia. Standard Chartered has no personal banking branch in Australia. So the wire needs to be re-wired again, which results another fee.)

5. There is no need. Depending on your instruction, either the outgoing or incoming bank will convert that for you.

It should take no longer than 3 business days.

6. Many, depending the banks:

a. Online wire is cheaper.

b. You know your exchange rate before you confirm.

c. Online exchange rate is better.

d. Less chance for errors (as the system will reject wire with issues).