請有經驗人答:租屋沒有入息證明(因每月現金出糧)

2015-06-18 7:32 pm
請有租屋經驗的人回答!
1. 想知租屋出示入息證明目的和用途?? 是否通常要比3個月入息證明?
其實比誰人看?比業主, 地產經紀,政府稅局,田土廳看入息證明?
會被影印留底嗎?

2.我在現時公司工作已有3個月了, 每日工作6小時以時薪計算,每月現金出糧,
沒有mpf 供款, 我是否假自僱? 我有沒有犯法? 是否僱主犯法?
還是兩者都有違法?

3.沒有入息證明可不可以租到屋? 要經地產還是業主先租到屋?

4.沒有入息證明怎樣能租到屋?對方會接受? 業主相信我有能力交租?
我是有能力交租的無問題! 如我出示以存摺十萬元資產可以嗎?
還是自擬收入說明書列明3個月入息?

5.而政府稅局,田土廳會否查問我收入? 需否寄交3個月入息證明?
6.稅局會否查問我租住時收入? 需否特別寄交?
7.其實租屋有沒有指定出示入息證明? 是否一定要3個月?

8.我本身住公屋是家庭成員,搬出租屋住要通知銀行,稅局, mpf公司嗎?
要比地址證明?

9.如果公司沒有同我報稅, 咁稅局只有我公屋地址, 沒有更新, 要通知稅局更改嗎?
如沒有更改地址會否犯法?

10.我從來無試過交稅(因為低收入), 搬出租屋住需否自擬收入說明書寄交稅局?
避免稅局覺得我不改地址和避稅不交(令人懷疑)?

請每條詳細解說! 謝謝!

回答 (4)

2015-06-18 9:58 pm
✔ 最佳答案
1.

a. The main purpose of proof of income is:

i. To ensure that the potential tenant can afford the rent;

ii. To ensure the property is not used for illegal purpose.

b. It is up to the landlord and tenant.

c. Only the landlord or authorized agent (having recommendation authority) can review the information.

d. The landlord can keep the proof as a portion of lease record.

2.

a. Yes unless you are exempted otherwise.

b. No. Although you have made no contribution, the burden falls to the employer.

c. Yes.

3.

a. It depends on the landlord.

b. Both works.

4. In the case when the proof is required by the landlord but you don't have the proof, an alternative is extra security deposit.

To a landlord, money on hand is the best protection from past due rent.

5. No unless you are eligible to receive any form of rent subsidies.

6. Your income has to be reported as income tax regardless how you live.

7. No.

8. Yes if you intend to move your contact address as well. Proof of address is usually not required for change of address.

9. It is up to you. No if you still use the public housing unit as the contact address.

10. No.
2015-06-25 4:21 am
你要同經紀講情況, 睇下點同業主夾, 依d多數一次夾多一, 二個月俾, 或加大按金, 你現公屋有無你名? 如有就ok, 如無睇下房署可否俾d文件証明
2015-06-18 9:45 pm
其實租樓就冇講明要咩證明,租就租,唔租就算,無謂透露太多個人資料,而且你因為提供d證明,而唔小心犯上行使假文書罪,仲搵黎攪.

你有10萬銀,可以選擇一次過交一年租,要業主打9折,或者開足哂咁多個月既期票比佢. 一般黎講已經可以解決問題.

另外你問到既其他問題,有機再答埋.
2015-06-18 8:33 pm
租屋要入息證明?哈哈哈,有病!你直插佢,冇噃,咁你租唔租吖?


收錄日期: 2021-04-20 15:38:13
原文連結 [永久失效]:
https://hk.answers.yahoo.com/question/index?qid=20150618000051KK00016

檢視 Wayback Machine 備份