聯名戶口雙簽名

首先領取死亡證後，若果沒有遺囑又沒有物業的話，取齊所有合法領取人同意書由你做遺產承辦人，例如 他的親屬-----配偶、子女、父母、兄弟姊妹（依次序）-----有權申請處理遺產。

自行去遺產承辨處申請發出遺產承辨書，做遺產承辦理人。

遺產承辨處是司法機關，位於香港金鐘高等法院大樓低層三樓，可以由地鐵金鐘站步行而至。該處不提供法律意見，但會有單張解釋一般申請程序，對於小額、無物業及無爭議的遺產，申請人可無需委託律師而自行申辦遺產承辨書。

成功收到遺產承辨書後，帶同死亡證一起去銀行辦理即可，一般10至14工作天就可以全數提出所以現金。

注意領取死亡證時多領一張副本，因為申請遺產承辨書時他們會有機會取走正本。

Unfortunately, this will be a complicated issue in this case.

Owners of a joint account does not necessary maintain any relationship that will make either owners to inherit the account balance (for example, business partners). In that case, probate must be completed first.

However, there is another problem - what is the exact balance subject to the probate?

Since you did not provide any information, it is impossible to suggest anything.

There is nothing you can do at the moment.