死後物業是否自動歸於兒女？

你的物業在你死後，不會自動撥歸你女兒所有。

除非你早就立好遺囑，否則你一旦離世，政府將有權沒收你的物業，並強迫你的女兒搬家。

為了保障你女兒的基本權益，趕快去律師樓立定一份遺囑吧！

No, the process is not automatic, even your daughter is the sole beneficiary.

Your daughter must apply for grant at the High Court.

Once the court order has been issued to you, your daughter will be allowed to transfer all estates to her name. For real estate properties, she will need to hire a lawyer for the transaction.

Please understand - if the property is used as a collateral (like mortgage), your daughter must discuss the arrangement with the creditor(s) before everything can be finalized. Even it is not a collateral, your daughter must also repay all of your outstanding debts for you. She can only inherit net estate (any excess after deducting your debts).