小額錢債審裁

1. Yes if this becomes a judgment against you.

However, a payment plan is possible (but it will be very restrictive).

2. Whoever sues you win the case.

3. You should have the contact information from whatever you have received by the mail (the same mail you received your summon to the court).

Contact that person and see if you can work a deal.

4. The interest will continue to build up. Also the court can issue an arrest warrant to arrest for contempt of the court.

It is not illegal for failure to repay. But it is illegal to ignore a court order.

5. No - it is a government debt. It will not be usually discharged from bankruptcy.

You will still have to repay no matter what.