what cars have the lowest insurance?

It depends upon what kind of insurance you're talking about.

Comprehensive coverage is pretty much tied to the value of your car. The more expensive the car, the more expensive the insurance. Things like theft deterrent systems (eg LoJack) will add additional discounts.

As far as liability and medical coverage, then you need to look at safety features (eg lots of airbags, crumple zones, etc). Newer cars are much safer than older cars.

Other things that you don't have as much control over are things like how far you live from school/work. The more miles you put on the car increases your cost. Also factors like what the crime rate in your neighborhood is will also apply. Living in a safe area that's near your work/school will get you the best rates.

The other thing is to be a responsible person. Insurance companies will often pull your credit report and give you a better rate if you appear to them to be a responsible person. People with good credit don't generally go out and get in accidents.

Cars with drivers who are over 25 and live in places with low insurance have the lowest insurance. The kind of car makes very little difference. Some, but not a lot. The price of car insurance is mostly based on who drives the car.

You should look for a home in a place where car insurance costs less. Moving is the most effective way to get lower insurance. If you are male and live in the U.S., then you should also look for either a wife or a doctor who can do sex-change surgery, because insurance costs less for women and for married men than it does for unmarried males.

Generally your best bet is with a small or medium sized sedan or a similar sized SUV that is around five years old that is from a major manufacturer and is neither a luxury nor sport model.

Something worthless, something slow, something big, something safe, something statistically not involved in many accidents. Fifteen year old "Old people cars".

Boring 4 door sedans, like Camrys, and that sort of thing.