Am going to the USA (Florida) in September and I have pre-existing medical conditions which are cirrhosis and diabetes. Am a little worried with there being no NHS and having to rely on travel insurance, so far the most competitive quote was from Avanti but if anyone can suggest other insurers that will cover my conditions at a better price (£343.74) 5 stars will be awarded. The main reason for this question is; say I fall ill whilst in the USA will I be liable to pay anything upfront out of my own pocket or does the insurance company cover that am just worried incase I fall ill and the hospital wants like $10,000 up front.
Thanks
更新1:
Am sorry if you thought i was being judge-mental, it was not my intention to be but you have to understand that being from the UK I have only known the NHS so I don't know how a private hospital scheme works and I weren't expecting anything free from your country hence why I have insurance, I was just merely trying to find out if I have to front any money myself should I need treatment or if the insurance company will sort everything like retainer fees etc.
