可申請到信用咭

2015-01-07 12:42 am
想問我以前係破產人仕,但已經過左二三年前,即完滿破產期,我只想申請一張普通信用咭,吾洗金額多,我知亦吾會多,想問有否有人試過可以完破產期後可申請到信用咭?
或邊間銀行可以批發, 謝

回答 (2)

2015-01-07 1:36 am
✔ 最佳答案
破產人士的記錄已儲存在「環聯信貸」資料庫的黑名單內,基本上全港銀行和正規的金融機構都不會再批信用咭的;
2015-01-07 3:40 am
It will be possible, and yet difficult.

The following will increase your chance:

1. The bank you intend to apply was not subject to previous bankruptcy (no debt has been discharged from that bank); and,

2. You have an existing relationship with that bank.


收錄日期: 2021-04-27 18:25:45
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