現時睇中香港645萬私人物業,自己手頭仲欠180萬,已經有
買賣合約,時間方面都比較急,因為下個月中旬就成交.依家我可能點做?
入息唔齊,可唔可以做返樓按上銀行會 ?
2014-12-30 2:57 am
回答 (6)
2014-12-31 2:47 am
✔ 最佳答案
香港都有唔少自僱人士,無論大陸做生意,或者香港做生意,大多數自僱人士收入唔穩定,文件方面唔齊全,或因公司盤數唔清晰,好多銀行都唔批。其實呢種情況 可以幫到手,針對自僱人士,大陸入息都可以上銀行會,息口都係做返P-。低至P-2,P-3,成數高至8成半,九成。
入息方面,你唔洗擔心,你個CASE可以上到銀行
如你有需要,可以連絡我們.
2015-01-01 8:19 pm
找一个家屬，能按到180万的家屬，做担保人,担保你就得
不過供緊樓或有借貸的話也影响担保能力,亦影响他將來買樓,所以很少願意
2014-12-31 3:02 am
I assume the following in answering your question:
1. You currently have $4.65 million in cash.
2. You are $1.8 million short.
If you intend to borrow $1.8 million, it does not sound like any banks will help you because the risk is high ($1.8 million is too small and the bank needs to absorb a lot of risks if you default the mortgage).
However, if you do this in a traditional way (70% in mortgage) and you put the excess money in the bank, it might work.
Either ways, you have to work quick.
1. You currently have $4.65 million in cash.
2. You are $1.8 million short.
If you intend to borrow $1.8 million, it does not sound like any banks will help you because the risk is high ($1.8 million is too small and the bank needs to absorb a lot of risks if you default the mortgage).
However, if you do this in a traditional way (70% in mortgage) and you put the excess money in the bank, it might work.
Either ways, you have to work quick.
2014-12-31 1:25 am
你入息唔齊,好難借WOR. 所有收入香港都出示唔到,銀行見唔到客人入息做唔到上會
2014-12-31 12:59 am
自僱童裝,收入係香港見唔多平時都係收現金,只係有時存D入銀行,
2014-12-30 7:34 pm
入息唔齊? 你係咩收入先?
收錄日期: 2021-04-15 17:50:39
原文連結 [永久失效]:
https://hk.answers.yahoo.com/question/index?qid=20141229000051KK00087