✔ 最佳答案
1. The main reason is you are blacklisted.
Since you are blacklisted, the bank will not be able to finance the property purchase.
(The reason why the bank is not after the money is, assuming the bank has all of your historical contact information, the statute of limitation for the bank to go after the rest of the money has passed. The limit is 6 years. The bank can no longer after the money.)
2. Leave as is (your husband is the sole owner).