精算師vs核數師vs會計師 (急!) (20點)

2014-08-11 7:23 am
小弟快到英國讀Bachelour of Accounting & Finance ,希望了解清楚出路。

1) 讀完BSc (A & F) 能否讀精算或核數的master ?
2) 讀完會計master 後能否可以考到精算或核數的牌?
3) 在英國成為會計師或核數師或精算師有什麼要求?其薪金是什麼?

p.s. 懇求別copy and paste Wikipedia irrelevant的information

萬分感謝!
更新1:

4) 在香港,最飽和的工作會是以上哪一樣?暫時最吃香的會是以上什麼工作? (精算師vs核數師vs會計師) 5) 在香港,擁有master 對精算師、核數師、會計師的工作優勢大不大? By the way, thanks 'Gary' and '知足常樂' ;)

回答 (2)

2014-08-11 9:57 pm
✔ 最佳答案
1. No for Actuarial Science. Yes for Auditing.

By the way, auditing is usually offered through accountancy as the major.

2. No for Actuarial Science. Yes for Auditing.

3. At the least, you will have to graduate with a degree in the respective field.

2014-08-12 11:57:37 補充:
It will be difficult.

Unless the person has a degree in actural science, a postgraduate program will not likely to admit someone who has no background.

2014-08-12 11:58:43 補充:
4. The industry is pretty much saturated.

5. For promotion only.

2014-08-13 10:11:30 補充:
I would like to see a program doing that.

2014-08-13 17:17:16 補充:
1. U of M program requires a major in mathematically based subjects. I am not sure how U of M views A&F. So I have no comment.

2. Columbia's and BU's program are for-profit program (like the local Higher Diploma program). At the least - why does Columbia has 2 actuary programs?

2014-08-13 17:19:54 補充:
BU Metropolitan College has been criticized many times (not the real BU).

3. CityU's program is the most promising. However, the issue will be back to A&F - is that a combined double major, or mixed and match?

I would say it is a start.

2014-08-13 18:03:21 補充:
I am not saying you are wrong.

I simply don't want Dennis to keep the hope up.

And beside - if he wants actuary, why not switch to it?
2014-08-11 7:28 am
我只答 精算 的 1) 和 2) 部份。

1) 一般來說,大部份的精算 master programme 的對象都是本科 Bachelor 非精算 (actuarial science) 的畢業生,因此讀完 BSc (A & F) 一般來說都有資格報讀,當然也要視乎個別 master programme 的條件。

2014-08-10 23:30:47 補充:
2) 考精算的牌是另一回事。如果你按美國的 SOA 考牌,你必需要考試或用其他精算會的資歷 transfer credits。如果你按英國的 IFoA 考牌,你可以留意你讀的 programme (Bachelor 或 Master) 有否部份的 exemption,如 某幾份 CT 的卷。

如果是某些大學的精算課程,符合某些條件修畢後,最多可獲 CT1 至 CT8 的 exemption,但你仍要考取 CA 的卷和再上 ST 的卷。〔IFoA〕

但絕對不會讀畢某個精算學位就自動有牌。

2014-08-11 14:22:47 補充:
回 Gary,Dennis 在 1) 只問能否讀,答案是可以的。

2014-08-12 23:11:35 補充:
Re: Comment 004

I disagree on that.

Some (actually most of what I am aware of) master programmes in actuarial science aims for graduates without an actuarial science background.

However, I fully agree with Gary's supplementary answers to 4) and 5).

2014-08-13 14:54:55 補充:
Re: Comment 006 (。◕‿◕。)

(Actually I have background information for saying that, not a random comment.)

https://mbs.unimelb.edu.au/degrees/9-master-of-actuarial-science

http://ce.columbia.edu/actuarial-science

http://www.bu.edu/met/programs/graduate/actuarial-science/

2014-08-13 14:55:28 補充:
http://www.sgs.cityu.edu.hk/programme/p62

2014-08-13 17:55:04 補充:
Dear Gary, you did make a point.

Actually, it has always been a debate that whether actuarial science is regarded as a science subject or as a business subject.

2014-08-13 17:56:29 補充:
Traditionally, it is in no doubt that it is a mathematical science. However, with the recent business development, actuarial science involves more business elements like ERM, investment, corporate finance, instead of solely about the traditional topics like life, credibility, pension and casualty.

2014-08-13 17:59:22 補充:
That is also why some new programmes would promote the subject as a business one these days.

Actually, my comments were made not only by searching online but from some actual investigations and discussions I've had before.

2014-08-13 18:01:06 補充:
On the other hand, with some sort of relevance to this post, undergraduate programmes in actuarial science are not exactly equivalent around the world. Of course for such a professional discipline, the topics are in common.

2014-08-13 18:03:22 補充:
What I mean is that some oversea universities would put some actuarial topics (elementary in HK) in penultimate or even final year of study in the programme. Some advanced topics may not be covered completely.

Thus, with such difference, there really exist different targets for master students.

2014-08-13 18:05:53 補充:
Re: Comment 015

For this I fully agree with you.
(Besides, the actuarial industry (junior posts) in Hong Kong is really saturated.)

However, as Dennis keeps the question open-ended, so I replied in such a way.


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