欠大廈維修費的問題

Your case is more complicated than that.

What makes it potentially complicated is your bankruptcy.

In theory, when you are discharged from bankruptcy, you are not supposed to have any assets as everything you have should be used for repayment.

Here is the point which makes this complicated - assuming you inherited the property from your great grandmother and your great grandmother passed away before or during your bankruptcy, you are not supposed to have the ownership anymore (see above).

So in this case, you will have to find out who actually owns the property and your role in this mess (other than a resident) first.

In answering your questions:

1. It is up to you to discuss with the owners' corporation.

2. Don't worry. Owners' corporation is going to lose this case, at least for now. Since you are not the owner on title and you have no legal authority over the property, the court will never allow this kind of cases to go forward and force to dismiss the case on technicality.

Also - it is rare for foreclosure if the amount is small.

欠大廈維修費如出到強制拍賣已是最後一招了；一般初期都是用釘契型式，就是業主立案法團到土地註冊處，在有關欠款單位登記一份欠繳交管理費備忘錄，當單位出售時，業主要清繳欠款後才可完成交易。

但如業主仍舊置之不理，法團方面便會採取一些比較務實的方法，如循小額錢債審裁處追討。如遇到業主對於提出訴訟都置若罔聞，法團最後可向法庭申請將註冊業主清盤，並將涉及的物業變賣，所得在扣除維修費和法律費用及利息等支出後，將會屬於原業主；

如原早已業主已過身又沒有立下遺囑，法庭會根據《無爭議遺囑認證規則》(香港法例10A章) 第19條，親屬會據優先次序承辦遺產；

是法團冇計傾, 未有轉名

因業主巳過身(但我持有樓契)? 是否你已轉名?

但無論如何法團能將單位強制拍賣，你必須盡快還錢，你之前為何不同法團商議分期支付，現在才問能否分期支付。
你現在應主動同法團商議。