網友借完錢就人間蒸發,點算?

I will jump to the conclusion - simply give up.

1. If your so-called friend stops the phone service, it is possible that he/she cancel the account as well.

2. Even there may be methods to find him/her out, it will cost you a lot.

Unless the amount is large, it does not worth the effort.

A friendly reminder - don't throw anything away. Even you may not be able to find him/her, the statute of limitation never starts. So in theory, in some days you are able to find him/her, you will still be able to ask the money back.

2014-07-02 05:16:06 補充：
1. Unless you can claim it is fraud, the police will not even bother.

2. No - but it is a civil matter, not criminal.

2014-07-02 05:16:32 補充：
1. Unless you can claim it is fraud, the police will not even bother.

2. No - but it is a civil matter, not criminal.

2014-07-04 07:26:40 補充：
1. No - it depends on the intention. If the person borrows the money from you with intention to return, it is not considered as fraud. Otherwise, it is fraud.

2. The problem is fraud is a criminal offense, which has to be proved beyond reasonable doubts, such as the person has a scheme to defraud.

2014-07-04 07:29:37 補充：
Based on this, it is difficult to prove and convict a person.

2014-07-04 07:29:48 補充：
Based on this, it is difficult to prove and convict a person.

如果金額鉅大.例如數十萬港元,建議你可以向警局報案.疑是行騙案件.起碼可以失去自由出入境香港的方便.因為有銀行帳户,必有簽帳人的身份.
如果金額微少.例如三幾仟港元.你再嘥時間去追查.而對方又是存心欺騙你.可能搞一大輪.使你愈搞愈氣頂.
此事唔好氣憤.不如當做上咗一課.今後,萬萬不可聽人哀哀求懇,一時心軟.不計後果.慷慨借出金錢.如果你追佢.嗌一場交,連朋友都無埋.錢又追唔番.所以不如一聽見賒借,即刻灑手擰頭,好誠懇咁:真係好對唔住.幫唔到你.
做人處世.一定要經常小心謹慎.不可聽人講幾句好說話就連自已生活必需都憑空借咗俾人.今日起即刻堅守原則做人.可免一再犯錯.一個人如果一次又一次被人欺騙,如仍不覺悟那是無藥可醫的.

如果你去報案,話係借錢唔還,唔該返屋企訓覺.

第一,對方有冇講明唔還?
第二,係唔還錢,定係行騙先?

大佬,警察係要黎處理刑事案,唔係要黎幫人追數架.

對方電話號碼9成係太空卡,你可以俾埋個電話警方睇睇下可5可以查到張卡係邊間電話公司買然後拎閉路電視錄影帶睇雨影5影到買果個人既樣,你有埋對方銀行號碼都有可能查到係邊個但有可能個戶口唔係佢本人,可能係佢租人地戶口尼用,所以都未必100%查到,你可以俾埋你係網上同佢傾計既資料,銀行戶口同埋電話號碼警方睇下佢地幫5幫到你查,列個情況屬於詐騙,係刑事罪所以警方會受理的,至於追5追得番筆錢就好難講,要睇下警方捉5捉到人,捉到既話你要另外再民事入稟追番筆錢,5萬或以下入稟小額錢債,5萬-100萬入稟區域法院,100萬以上入稟高等法院,但要注意追討金額越高相對律師費也會越貴,所以你要判斷值5值得,冇錢就可以去申請法援幫你追