銀行追行政費（收數費）問題..麻煩幫幫手解答

1. Seriously, anything can happen. As banks do not have a consistent policy on debt collection, they can do the following, including, but not limited to:

a. Freeze any accounts you have with them;

b. Refer this amount for collection (again);

c. Sue you for the amount in a court;

d. Write-off the amount (unlikely); and

e. Do nothing.

2. Not necessary.

3. No. Yes - the only matter is will SCB care the complaint or not.

4. You should make necessary arrangement or negotiate with them, which has to be good enough to stop the collection.

5. Read again.

6. Up to you.

7. It is possible, once SCB pulls your TransUnion credit report.

其實你清楚有財務費用，要點係你有欠款，相信你冇依期還款，銀行先會採取行動，俾錢就肯定要俾，但條數睇下有冇得傾。