How come the stocks falling down?

Maybe you are holding the chart upside down?

Pick an Index, any Index....they have all pretty much at least doubled over the last five years; http://finance.yahoo.com/q/bc?s=%5EDJI&t=5y&l=on&z=l&q=l&c=%5EGSPC%2C%5EIXIC

And the Dow has almost always generated an average total return of 9-12%, annualized;

http://observationsandnotes.blogspot.com/2009/03/average-annual-stock-market-return.html

If the stocks YOU own are falling, that can only mean you own the wrong stocks!

If you are talking about the stock market's decline in the past few days, it should come as no surprise. This market is over bought by a big margin, average PE's compared to historical PE's are screaming for a major correction. Plus, earnings by US companies are slowing, Europe is not recovering very quickly and China has some looming economic issues that are going to affect them. Yesterday, the S&P broke a big downward technical barrier, and once the technical sellers get nervous then you will see even bigger price drops. I think 10% is easily in the cards, and then it depends on the media - in the brief correction earlier this year, the media basically set the limit at 10% and as soon as one index touched that people started buying again on reflex. That could happen again, but it could also be a 20% or more correction.

More sellers than buyers.