當車會擔保人,車主斷供架車可唔可以轉我名下績供或贖會? 急
2014-01-01 10:43 am
如題....做左人車會擔保,但車主斷左供款,如果我唔介意買左架車,有無可能繼續供會或贖會轉到我名下(唔小心無帶眼識人,原車主已失蹤),請各大大幫幫忙提供辦法解決一下
回答 (3)
2014-01-07 9:02 pm
✔ 最佳答案
正常架車無供1期,車會會出拖車信,再唔供就會搵拖車拖1)!轉名續供必須要原車主親自簽署同意在某些車會才可進行, 你說車主已失蹤而況且你間車會又吾知可吾可以做呢樣野,所以吾得!
2)有錢當然可以贖會,但問題贖會又系必須車主親自去贖, 但你說車主已失蹤,無計!
此事會連累你的record.
解決辦法就系反轉都要找個車主出來.....贖會再過戶
參考: 3年車行經驗
2014-01-01 7:59 pm
This will be complicated.
You are the guarantor of the existing loan. So when the loan is past due, it will be your legal liability. Even worse - even you pay off the loan, you don't own the car, but your friend does still.
In a simple word - you have no relationship with the car at all.
The only way is to negotiate with the company originating the loan and let the company know your intention. Since the car is still a collateral of the loan, the company has the legal right to repossess the car for non-payment. And then you can purchase from the company and absorb the remaining balance of the loan.
You are the guarantor of the existing loan. So when the loan is past due, it will be your legal liability. Even worse - even you pay off the loan, you don't own the car, but your friend does still.
In a simple word - you have no relationship with the car at all.
The only way is to negotiate with the company originating the loan and let the company know your intention. Since the car is still a collateral of the loan, the company has the legal right to repossess the car for non-payment. And then you can purchase from the company and absorb the remaining balance of the loan.
2014-01-01 1:09 pm
原車主已失蹤
需要先找律師做尋人廣告 + 法律上佔權文件.
有無可能繼續供會或贖會轉到我名下
能回籠, 會主是沒有問題.
需要先找律師做尋人廣告 + 法律上佔權文件.
有無可能繼續供會或贖會轉到我名下
能回籠, 會主是沒有問題.
收錄日期: 2021-04-17 02:34:21
原文連結 [永久失效]:
https://hk.answers.yahoo.com/question/index?qid=20140101000051KK00016