I Got a ticket for Using a Cell Phone while driving.. will this affect my car insurance?? Please help!!?

2013-10-02 10:19 pm

*Just a few weeks ago i received a ticket for holding a cell phone while driving. I tried to explain to the officer that i was not texting, i was using the GPS Maps app on the phone because i had missed my exit. I even offered to let him see when my last text was sent which was hours prior to driving. Apparently even holding the cell phone will get me a ticket which i had no idea. I honestly never text and drive.

Anyway my question is simply whether or not this will make my car insurance go higher? I'll pay the ticket, it's not a problem, i just don't want my insurance to skyrocket.
I tried looking online but different places say different things.

Help, anyone?

更新1:

I forgot to mention i live in Los Angeles, CA and this is my very First ticket i have ever gotten.

回答 (4)

oklatom

2013-10-02 10:28 pm

✔ 最佳答案

As you found out, the law is that you can't USE your cell phone while driving, not you can't text. And yes, it is a moving violation which *might* negatively impact your insurance rate when the time comes for renewal. It all depends on the overall picture. If over the past three years that was your only ticket, it may be overlooked. Regardless, you will know at renewal time.

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[匿名]

2013-10-03 6:18 am

More than likely, because it is a hazard.

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[匿名]

2013-10-03 5:28 am

Depends on the jurisdiction. Where I live you lose license points for using a cell phone whilst driving and that is directly applied as an increase in insurance premiums as our insurance rates are tied to our points.

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[匿名]

2013-10-03 5:22 am

Yes, i you wait to long an not pay it it will go up. BUT, if you paid it in time your insurance wont skyrocket. I bet ur just fine! Have a nice day :) Is this true about you??????????

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[匿名]

2013-10-03 5:32 am

Yep. Hands free means hands free. Sometimes insurance agencies catch these things, sometimes they do not. You should look into attending driving school so that the points don't go on to your license.

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