欠債想買樓怎辦

Maybe.

1. To a bank, it is not cost-effective to monitor a debtor's "potential" asset.

2. For that $1.5 million, it is difficult to know if it is the result of unlimited or limited company.

3. The title of the company will also affect how the bank can react.

Basically - too much unknown.

2013-07-29 05:24:08 補充：
Then I suggest not putting the wife's name.

Gary 網友的意見正確！新買物業不能有令太座的名字！

即使你們如今有能力一次過付清樓款無需辦按揭，但你們買樓如令太座有業權登記！那當銀行從土地註冊處中得悉她有物業資產，自然會重新追討債務！到時該物業便有機會被釘契及入稟要求強制拍賣充公！

故這事請小心處理，因後果非同小可！

唔做按揭，關銀行咩事，要借錢就有可能。