在美國夫妻共同報稅好呢?還是分開報稅好?

s:

A married (but not legally separated) couple can file their tax return as Married Filed Separately.

It is simply the loss of tax advantages discourages people from doing so.

2013-07-25 11:39:38 補充：
1. Yes. Basically, you are not required to file.

2. Yes.

The issue with joint returns is effective tax rate applied and tax advantages.

By filing a separated return, a married couple basically loses all tax advantages (even worse than single).

我老公年薪31,000美金
我在餐館打工兼差薪水老闆報不多大約一年4,000美金
回應:
USD31,000的年薪, 已經少得可憐, 收入只有年薪USD4,000, 更是與美國社會經濟脫了節。
真是不可思異。
為什麼會這樣?
可憐的背後, 定有可恨的故事。

My two cents is there is a bigger problem in the marriage, not tax return.....

分開報稅不能享有某些退稅或減稅

這是最大的問題

詳情請恰irs.gov

絕不是 1+1=2

自己去walmart買software試算就知道了

Well,
(1) any couple could choose to file tax return in (a) Married or (b) Married but file separately status. Nope, you don't need to be "separated" to do (b)
(2) (b) maybe worthwhile only if your incomes are about the same.

2013-07-25 08:28:43 補充：
(3) if you don't qualify for "earned income credit", your tax refund cannot be larger than your withholding. That means if you have 0 withhold, your tax return is 0 regardless how low your income is.
(4) you don't need to file return at all if your income is <$5950.

2013-07-25 08:36:30 補充：
My advises:
(5) try both (1a) and (1b) and file in the status that is most advantageous to you.

2013-07-25 08:37:48 補充：
(6) no one can solve the tax return distribution problem for you - I did many pro bono cases where chinese women came to US to marry older US men. The most important thing is to find a common ground with your hubby.

2013-07-25 08:43:19 補充：
On your specific questions:
我兒子是他的繼子~所以學費是我在繳
good for you.
而退稅是他在拿~而如果錢進了他口袋就出不來啦
too bad.
他存著買他的房子~車子~買他喜歡的東西 完全不視於我的存在
Divorce him, if you cannot reconcile.
請問我可以自己報稅嗎?
Yes
但我收入很少是不是也退的少?
yes, see also (3) above
如果我們分開報稅了~我老公是不是也退的少了?
Yes for sure.

2013-07-27 22:31:39 補充：
I don't think these numbers are out of line at all. They are well above the US poverty line and at 40-45% percentile. Also, please note the difference between her "老闆報不多大約一年4,000美金" and real earning. I saw waitresses actually brought home >3x of their reported income.

你可以試算看看. 假設你報已婚但分開報稅, 你的收入減掉你+兒子的寬減額. 怎麼樣一年也不會多兩千元放在口袋裏. 這樣的錢是養不起兒子念大學的. 法律上你只有正式分居才能分開報稅

如果老公不願意或是養不起這個繼子. 我們只好自力自強了. 看是要多打些工還是想辦法拿公民, 拿學貸.

一家人如果不能在這方面有共識. 只能看開一點. 我女兒18歲了. 不是很聽話時會跟(親生)爸爸吵架. 我會說她. 成人了, 你真看不慣就搬出去. 拿錢供你唸書, 你就該聽他的話. 父母沒有養你的義務, 但是你要唸書我們一定努力. 但是你就是要聽話.

2013-07-26 04:10:37 補充：
呀. 謝謝大家指正有關結婚分開報稅.

但是我的看法還是不變的. 這種事情要靠"喬". 喬不動時就只好自力自強了.