關於開美元戶口

都不一定的,是在符您日後要去美國,是的,當然是選擇美國有分行的會好些,但不是,就應選擇一間利息高和對換價相差不大的銀行開戶好。

1. It is up to you.

Please note - it is not easy to make transactions with USD account. So when you choose a bank, you must make the choice based on:

a. The Online Feature available to USD account (like currency exchange);

b. The average wait time.

2. No.

a. Due to how banks structure, you can't transact your USD account in the U.S. Also it is rare for USD account to have a ATM card. Bottom line - it is an account that in USD but only work in Hong Kong.

b. The strength of a bank's network means nothing. Basically, you will have to pay for your transactions.

好是指什麼，穩陣，息高，提存方便，分行多....，
其實只有你自己才知道那間銀行的服務適合你，適合你便是最好。